The Program will accept applications from eligible, Pennsylvania homeowners who meet the following criteria:
Homeowner owns and occupies the property as their primary residence.
Property is in Pennsylvania.
Homeowner has experienced a financial hardship as a result of the COVID-19 pandemic since January 21, 2020, and is seeking assistance with past due mortgage and housing-related expenses. This can include a qualified financial hardship that began before January 21, 2020 and continued after that date.
Homeowner is at least 30 days past due on the mortgage payments and/or housing-related expenses for which they are requesting PAHAF assistance, except for forward mortgage assistance, for which, as a standalone option, mortgage payments cannot be delinquent to receive funding.
Household income is equal to or less than 150% area median income (AMI). Click here to determine your income eligibility for PAHAF and review income prioritization details below.
Homeowner’s first mortgage must have been, at the time of origination, not greater than the Fannie Mae/Freddie Mac conforming loan limit in effect at the time of loan origination.
Homeowner has not already received or applied for assistance for mortgage payment, mortgage reinstatement, property charges, and/or utility payment from another federal, state, local, nonprofit, or tribal source.
