UPDATE: PAHAF will temporarily pause accepting new applications on February 1, 2023.
Day-to-day operations of the program will transition from a third-party vendor to Pennsylvania Housing Finance Agency (PHFA) starting February 6. Read our FAQs here.
Am I Eligible?
PAHAF’s eligibility criteria
Types of assistance that may be available
What Do I Need to Apply?
Review the list of documents required to apply
The Pennsylvania Homeowner Assistance Fund, or PAHAF, is a housing-related program funded by the U.S. Department of the Treasury to assist Pennsylvania homeowners facing financial hardship due to the COVID-19 pandemic that began after January 21, 2020, (including a hardship that began before January 21, 2020, and continued after that date). The program will provide financial assistance to homeowners for qualified mortgage and housing-related expenses to address delinquency and avoid default, foreclosure, or displacement.
For Immediate Assistance
If you are a homeowner and need immediate assistance, we recommend that you contact your mortgage servicer to explore loss mitigation options that can provide you with a more immediate solution. You can also contact our partners at the Housing Counseling Agencies by clicking on the link below.
Community Partners, Lenders & Servicers
Find resources available for PAHAF community partners, service providers and mortgage lenders
Policies & Reporting
The Pennsylvania Homeowner Assistance Fund is being supported, in whole or in part, by federal award number HAF-0131 awarded to
the Commonwealth of Pennsylvania by the U.S. Department of the Treasury.